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Condominium Insurance

Condominium Insurance Policy:                                                              

What should I consider?                                                           

Owning a condominium puts you in a unique position. Unique because you have both common and individual insurance needs. Odds are, your condominium association has an insurance policy for common areas, like the building exterior and walkways. You’re still responsible for insuring your interests such as your personal property, yourself from liability and your guest’s medical protection.   Some things to consider…
Your Association                                         

How do I know how much coverage my association carries? Are there parts of the building or property they don’t insure? What are my insurance responsibilities?

 

Your Condo
How much would it cost to repair the inside of my home if it were damaged? How can I make my home safer and possibly save money?

 

Your Property
What would it cost to replace the contents of my home?
Do I have an inventory and photographs of my personal possessions?

 

You and Your Guests
What kind protection do I have against liability claims?Will my guests’ medical expenses be covered if they are accidentally injured on my property?