Homeowners
Policy
Limitations
on Certain Personal Property
Note:
This page is an example only !
Please check your policy for exact coverage and limitations.
Property We Cover under Coverage C
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Homeowners
Policy |
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Deluxe Property We Cover under Coverage C |
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1)
Personal Property owned or used by an insured person anywhere in the
world. When personal property is located at a residence other than
the residence premises, coverage is limited to 10% of Coverage C -
Personal Property Protection.
This limitations does not apply to Personal Property in a newly acquired principal residence for the 30 days immediately after you begin to move property there or to personal property in student dormitory, fraternity, or sorority housing. 2) At your option, personal property owned by a guest or residence employee while the property is in a residence you are occupying. |
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Limitations on Certain Personal Property |
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| Limitations apply to the following groups of personal property. If personal property can reasonably be considered a part of two or more of the groups listed below, the lowest limit will apply. These Limitations do not increase the amount of insurance under | ||
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Amount
of Coverage |
Covered Item |
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| 1. | $ 200. |
Money,
bullion, bank notes, coins, and other numismatic property. |
| 2. | $ 200. |
Property
used or intended for use in a business while the property is away from the
residence premises. This does not include electronic data processing equipment
or the recording or storage media used with that equipment. |
| 3. | $ 1,000. |
Property
used or intended for use in a business, including property held as samples
or for sale or delivery after sale, while the property is on the
residence premises. This does not include electronic data
processing equipment or the recording or storage media used with that equipment. |
| 4. | $ 1,000. |
Trading
Cards, subject to a Maximum amount of $ 250.00 per item. |
| 5. | $ 1,000. |
Accounts,
bills, deeds, evidences of debt, letters of credit, notes other than bank
notes, passports, securities, tickets, and stamps including philatelic
property. |
| 6. | $ 1,000. |
Manuscripts,
including documents stored on electronic media. |
| 7. | $ 2,000. |
Watercraft,
including their attached or unattached trailers, furnishings, equipment,
parts and motors. |
| 8. | $ 1,000. |
Trailers
not used with watercraft. |
| 9. | $ 1,000. |
Theft
of Jewelry, watches, precious and semi-precious stones, gold
other than gold-ware, silver other silverware, platinum and furs,
including any item containing fur which represents its principal value; subject
to $ 1,000. per item. |
| 10. | $2,000. |
Any
Motorized land vehicle parts, equipment, or accessories not attached to or
located in or upon any motorized land vehicle. |
| 11. | $ 1,000. |
Theft
of Firearms. |
| 12. | $ 2,500. |
Theft
of silverware, pewter ware, and gold-ware. |
| 13. | $ 5000. |
Electronic
data processing equipment and the recording or storage media used with
that equipment weather or not the equipment is used in a business.
Recording or storage media will be covered up to:
a). The retail value of the
media, if pre-programmed; or |
| 14. | $ 10,000. |
Theft
of Rugs, including, but not limited to, any hand-woven silk or wool rug,
carpet, tapestry, wall hanging or other similar article whose principal
value is determined by its color, design, quality of wool or silk, quality
of weaving, condition or age; Subject to a Maximum amount of $ 2,500. per
item. |
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CA
License#0723568 |
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Policy
Information supplied by Deluxe Policy Ap782 Ronn Hall Insurance Company Northbrook IL 60062 |